Warning: This site is provided by Ibis Software Corporation ("Ibis") under a contract with HUD. The contract provides exclusive access to this site to
individuals listed on the HUD HECM Counseling Roster or otherwise approved by HUD. The software supporting this site is copyrighted (c) by Ibis which also has Patents Pending. Ibis has been providing online reverse mortgage tools since
1999 and PC-based reverse mortgage tools since 1992.
HUD and Ibis hereby restrict the use of this calculator to noncommercial purposes. Counselors may use this calculator to generate loan estimates, but may not sell
this information in whole or in part to any party. All commercial uses are restricted and unauthorized and may constitute a violation of U. S. copyright law. This calculator is not for commercial use. Commercial users are not to use this